{"id":3814,"date":"2022-01-28T08:41:27","date_gmt":"2022-01-28T08:41:27","guid":{"rendered":"https:\/\/rakshithpai.com\/?p=3814"},"modified":"2023-12-22T14:11:31","modified_gmt":"2023-12-22T14:11:31","slug":"systematic-investment-plan","status":"publish","type":"post","link":"https:\/\/rakshithpai.com\/systematic-investment-plan\/","title":{"rendered":"What is SIP? Its Types, Benefits &#038; Drawbacks explained"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-662ca185d9dae\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\" style='display:none' id=\"ez-toc-cssicon-toggle-item-662ca185d9dae\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/rakshithpai.com\/systematic-investment-plan\/#What_is_a_SIP\" title=\"What is a SIP?\">What is a SIP?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/rakshithpai.com\/systematic-investment-plan\/#How_does_SIP_work\" title=\"How does SIP work?\">How does SIP work?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/rakshithpai.com\/systematic-investment-plan\/#SIP_or_Lumpsum_Investing\" title=\"SIP or Lumpsum Investing?\">SIP or Lumpsum Investing?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/rakshithpai.com\/systematic-investment-plan\/#Reinvesting_your_Dividend_is_necessary\" title=\"Reinvesting your Dividend is necessary!\">Reinvesting your Dividend is necessary!<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/rakshithpai.com\/systematic-investment-plan\/#Various_Types_of_SIP\" title=\"Various Types of SIP:\">Various Types of SIP:<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/rakshithpai.com\/systematic-investment-plan\/#Flexible_SIP\" title=\"Flexible SIP\">Flexible SIP<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/rakshithpai.com\/systematic-investment-plan\/#Top-up_SIP\" title=\"Top-up SIP&nbsp;\">Top-up SIP&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/rakshithpai.com\/systematic-investment-plan\/#Trigger_SIP\" title=\"Trigger SIP\">Trigger SIP<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/rakshithpai.com\/systematic-investment-plan\/#Perpetual_SIP\" title=\"Perpetual SIP\">Perpetual SIP<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/rakshithpai.com\/systematic-investment-plan\/#Benefits_of_Investing_via_SIP\" title=\"Benefits of Investing via SIP:\">Benefits of Investing via SIP:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/rakshithpai.com\/systematic-investment-plan\/#Drawbacks_of_Investing_via_SIP\" title=\"Drawbacks of Investing via SIP:\">Drawbacks of Investing via SIP:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/rakshithpai.com\/systematic-investment-plan\/#How_to_choose_the_best_Mutual_Fund_to_do_SIP\" title=\"How to choose the best Mutual Fund to do SIP?\">How to choose the best Mutual Fund to do SIP?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/rakshithpai.com\/systematic-investment-plan\/#Reputation\" title=\"Reputation\">Reputation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/rakshithpai.com\/systematic-investment-plan\/#SIP_Duration\" title=\"SIP Duration\">SIP Duration<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/rakshithpai.com\/systematic-investment-plan\/#Asset_Under_Management\" title=\"Asset Under Management\">Asset Under Management<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/rakshithpai.com\/systematic-investment-plan\/#Top-performing_Large-cap_funds_with_5_Years_return\" title=\"Top-performing Large-cap funds with 5 Years return:\">Top-performing Large-cap funds with 5 Years return:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/rakshithpai.com\/systematic-investment-plan\/#Conclusion\" title=\"Conclusion:\">Conclusion:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/rakshithpai.com\/systematic-investment-plan\/#For_more_Information_Check_this_Video\" title=\"For more Information, Check this Video:\">For more Information, Check this Video:<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/rakshithpai.com\/systematic-investment-plan\/#Also_read\" title=\"Also read:\">Also read:<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\" id=\"what-is-a-sip\"><span class=\"ez-toc-section\" id=\"What_is_a_SIP\"><\/span><strong>What is a SIP?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>A Systematic Investment Plan (SIP), often known as a SIP, is a service provided by mutual funds that allow investors to invest in a disciplined manner. A SIP allows an investor to invest a set amount of money in a mutual fund scheme and such at predetermined intervals.<\/strong><\/p>\n\n\n\n<p>It\u2019s where you buy units of a Mutual Fund, index funds, or even an ETF via periodic intervals as per your time comfort and financial capability.&nbsp;<\/p>\n\n\n\n<p>For example, Investing in a Mutual Fund on the 15th date every month for the next 15 years. If you invest Rs.15,000 per month the fund could give you a 15% Return on Investment each year. In 15 years, out of your total contribution of Rs.27 lakh, you\u2019ll have a little over Rs. 1 crore in total value.<\/p>\n\n\n\n<p>Not satisfied? Well, listen to this\u2026<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>Instead of 15 years, if you continue your investment for 5 more years, you\u2019ll have over Rs.2.25 crores in total value. And, if you continue your investment of Rs.15,000 every month for the next 30 years instead of 15 years, you\u2019ll have a whopping Rs.10.5 crores in total value!<\/strong><\/p>\n\n\n\n<p><\/p>\n<\/blockquote>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline\"><a class=\"wp-block-button__link has-text-color has-background wp-element-button\" href=\"https:\/\/upstox.com\/open-account\/?f=FN1853\" style=\"border-radius:50px;color:#0f0027;background-color:#e4fa00\" rel=\"nofollow\"><strong>Open Upstox Account Now!<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p>In order to invest and earn a return as said in the example, the best option is to go for \u201cETF Investing\u201d. To learn more about <a href=\"https:\/\/rakshithpai.com\/what-is-exchange-traded-fund-investing-benefits-and-features\/\">ETF Investing<\/a>, <a href=\"https:\/\/rakshithpai.com\/what-is-exchange-traded-fund-investing-benefits-and-features\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><span style=\"text-decoration: underline;\">CLICK HERE!<\/span><\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-does-sip-work\"><span class=\"ez-toc-section\" id=\"How_does_SIP_work\"><\/span><strong>How does SIP work?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The fundamental tenet of systematic investing is straightforward. It is based on the acquisition of shares or units of securities in a fund or other investment on a regular and recurring basis.&nbsp;<\/p>\n\n\n\n<p><strong>Rupee-cost averaging is the practice of purchasing the same set rupee amount of a security at each periodic interval regardless of its price. <\/strong>As a result, shares are purchased at varied prices and in varying quantities through some programs that allow you to choose a certain number of shares to purchase.&nbsp;<\/p>\n\n\n\n<p>Due to the fact that the amount invested is often set and unrelated to unit or share prices, an investor purchases fewer shares when unit prices rise and more shares when prices fall.<\/p>\n\n\n\n<p><strong>SIPs are often passive investments,<\/strong> as once you contribute, you continue to invest regardless of how the fund performs. That is why it is critical to monitor the amount of wealth you accumulate in your SIP.&nbsp;<\/p>\n\n\n\n<p>Once you reach a particular amount or approach retirement age, you may wish to reevaluate your investing strategy. By switching to an actively managed strategy or investment, you may be able to increase the growth of your money even more.&nbsp;<\/p>\n\n\n\n<p>However, <strong>it is always prudent to consult a financial advisor or other specialists to identify the best course of action for you.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"sip-or-lumpsum-investing\"><span class=\"ez-toc-section\" id=\"SIP_or_Lumpsum_Investing\"><\/span><strong>SIP or Lumpsum Investing?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Lumpsum investing as the word says is investing a large chunk of money at a time, say, Rs.1,00,000. If you have a decent income or sizable savings and a high-risk tolerance, you may like to make a lump-sum investment.<\/strong><\/p>\n\n\n\n<p>SIP on the other hand is to Invest in a timely interval. With SIP, you need not look at the market constantly but can invest during all or at least most of the market&#8217;s ups and downs. And, with SIP, you get to do rupees cost averaging.&nbsp;<\/p>\n\n\n\n<p>SIP instead of lumpsum investing is ideal for new and budding investors who have access to limited capital and are risk-averse in nature.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"reinvesting-your-dividend-is-necessary\"><span class=\"ez-toc-section\" id=\"Reinvesting_your_Dividend_is_necessary\"><\/span><strong>Reinvesting your Dividend is necessary!<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Along with SIPs, many investors use the earnings generated by their holdings to acquire additional shares of the same security through a <a href=\"https:\/\/rakshithpai.com\/best-dividend-paying-stocks-in-india\/\">dividend<\/a> reinvestment plan (DRIP).&nbsp;<\/p>\n\n\n\n<p><strong>Dividend reinvestment allows owners to acquire additional shares or fractions of shares in publicly listed firms. <\/strong>Rather than paying dividends to investors quarterly, the company, transfer agent, or brokerage firm uses the funds to acquire new shares in the investor&#8217;s name.&nbsp;<\/p>\n\n\n\n<p>Dividend reinvestment plans are likewise automatic the investor specifies how dividends will be treated when they open an account or initially purchase the stock and they enable shareholders to invest a variable amount in a firm over a lengthy period of time.<\/p>\n\n\n\n<p><strong>DRIPs maintained by companies are commission-free<\/strong>. This is because no broker is required to execute the deal. Certain DRIPs allow participants to acquire additional shares directly from the firm at a 1% to 10% discount without incurring any costs.&nbsp;<\/p>\n\n\n\n<p><strong>Due to the flexibility of DRIPs, investors can contribute small or large sums of money, depending on their financial circumstances.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-2 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline\"><a class=\"wp-block-button__link has-text-color has-background wp-element-button\" href=\"https:\/\/upstox.com\/open-account\/?f=FN1853\" style=\"border-radius:50px;color:#0f0027;background-color:#e4fa00\" rel=\"nofollow\"><strong>Open Upstox Account Now!<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"various-types-of-sip\"><span class=\"ez-toc-section\" id=\"Various_Types_of_SIP\"><\/span><strong>Various Types of SIP:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"flexible-sip\"><span class=\"ez-toc-section\" id=\"Flexible_SIP\"><\/span><strong>Flexible SIP<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>This SIP type allows you to adjust your investment amount based on your cash flow. In fact, you can skip one or more payments if you run into financial difficulties for whatever reason. Similarly, if you earn a bonus or increase income, you can increase your contribution to your SIP account.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"top-up-sip\"><span class=\"ez-toc-section\" id=\"Top-up_SIP\"><\/span><strong>Top-up SIP&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>This SIP type enables you to gradually raise your investment amount. This also means that you may maximize the performance of your SIP mutual fund investment by making periodic contributions to high-performing mutual fund schemes. When your income improves, you can raise your investment amount.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"trigger-sip\"><span class=\"ez-toc-section\" id=\"Trigger_SIP\"><\/span><strong>Trigger SIP<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>This SIP is suited for investors with minimal financial market understanding. You may configure NAV, index level, SIP start date or event, and so forth. Due to the fact that this sort of SIP mutual fund encourages speculation, it is neither desirable nor highly recommended.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"perpetual-sip\"><span class=\"ez-toc-section\" id=\"Perpetual_SIP\"><\/span><strong>Perpetual SIP<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>SIP investments are often made for a specified term of one year, three years, or five years. If no end date is specified in the mandate date, a SIP mutual fund is referred to as a Perpetual SIP.&nbsp;<\/p>\n\n\n\n<p>This SIP type enables you to redeem your assets anytime you like or, more specifically, when you have met your financial objectives. However, it is prudent to establish an end date for your SIP contribution in order to develop a disciplined, goal-oriented investing strategy.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"678\" src=\"https:\/\/rakshithpai.com\/wp-content\/uploads\/2022\/01\/unrkg2jh1j0-1024x678.jpg\" alt=\"What is SIP Its Types, Benefits &amp; Drawbacks explained\" class=\"wp-image-3820\" style=\"width:1222px;height:809px\" srcset=\"https:\/\/rakshithpai.com\/wp-content\/uploads\/2022\/01\/unrkg2jh1j0-1024x678.jpg 1024w, https:\/\/rakshithpai.com\/wp-content\/uploads\/2022\/01\/unrkg2jh1j0-300x199.jpg 300w, https:\/\/rakshithpai.com\/wp-content\/uploads\/2022\/01\/unrkg2jh1j0-768x509.jpg 768w, https:\/\/rakshithpai.com\/wp-content\/uploads\/2022\/01\/unrkg2jh1j0-1536x1018.jpg 1536w, https:\/\/rakshithpai.com\/wp-content\/uploads\/2022\/01\/unrkg2jh1j0.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"benefits-of-investing-via-sip\"><span class=\"ez-toc-section\" id=\"Benefits_of_Investing_via_SIP\"><\/span><strong>Benefits of Investing via SIP:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol>\n<li>Low Investment &#8211; You can start with as little as Rs.100 per month.<\/li>\n\n\n\n<li>Rupee Cost averaging &#8211; Buy more when the marks drop. Thus, you get more units.<\/li>\n\n\n\n<li>Easy and Reliable &#8211; Investing in a well-known Mutual Fund via SIP is easier now than ever before.<\/li>\n\n\n\n<li>Convenient &#8211; Let professionals with a good track record manage your money. You need not do anything else.<\/li>\n\n\n\n<li>Wonders of Compounding &#8211; It is said to be the 8th wonder of the world. Its work will surprise you!<\/li>\n<\/ol>\n\n\n\n<p>For example, Mr. <a href=\"https:\/\/rakshithpai.com\/best-warren-buffett-quotes\/\">Warren Buffett<\/a> made 99% of his wealth post his 50th birthday!<\/p>\n\n\n\n<p>That tells you more about why doing SIP and sticking with your investment for the long term could be beneficial. Discipline and consistency will give you better results than any other investments out there!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"drawbacks-of-investing-via-sip\"><span class=\"ez-toc-section\" id=\"Drawbacks_of_Investing_via_SIP\"><\/span><strong>Drawbacks of Investing via SIP:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol>\n<li>Commitment is a must! &#8211; Every Investor needs to have a long term perspective and must stay invested without diverting.<\/li>\n\n\n\n<li>Timing market &#8211; Investing via SIP will in some cases make an investor miss out from truly timing the market. Such as not picking stocks at the sheer drop instead, waiting until the right date for SIP.<\/li>\n<\/ol>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-3 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline\"><a class=\"wp-block-button__link has-text-color has-background wp-element-button\" href=\"https:\/\/upstox.com\/open-account\/?f=FN1853\" style=\"border-radius:50px;color:#0f0027;background-color:#e4fa00\" rel=\"nofollow\"><strong>Open Upstox Account Now!<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-choose-the-best-mutual-fund-to-do-sip\"><span class=\"ez-toc-section\" id=\"How_to_choose_the_best_Mutual_Fund_to_do_SIP\"><\/span><strong>How to choose the best Mutual Fund to do SIP?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"reputation\"><span class=\"ez-toc-section\" id=\"Reputation\"><\/span><strong>Reputation<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>It is critical to research the fund house&#8217;s reputation before selecting a plan. The fund house&#8217;s performance will provide investors with an indication of how successfully the fund house will be able to weather market lows and highs without causing investors to feel the effects.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"sip-duration\"><span class=\"ez-toc-section\" id=\"SIP_Duration\"><\/span><strong>SIP Duration<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The term of a SIP mutual fund investment is critical to evaluate from a risk, return, and tax perspective. While investing via SIP, investors should keep at least a 5-year reference point in mind and compare the fund&#8217;s performance to the market.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"asset-under-management\"><span class=\"ez-toc-section\" id=\"Asset_Under_Management\"><\/span><strong>Asset Under Management<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>A sizable AUM will tell more about the Fund. The larger the AUM, the better are its ability to invest and diversify. When selecting a fund, see if the AUM is at least Rs. 1,000 crores. The size of the asset might be used as a benchmark.&nbsp;<\/p>\n\n\n\n<p>This is not to say that funds with less than this asset amount are bad; it simply means that they may not perform as well as funds with more than this asset size.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"top-performing-large-cap-funds-with-5-years-return\"><span class=\"ez-toc-section\" id=\"Top-performing_Large-cap_funds_with_5_Years_return\"><\/span><strong>Top-performing Large-cap funds with 5 Years return:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol>\n<li>Canara Robeco Bluechip Equity Fund &#8211; Gave 77.38% return.<\/li>\n\n\n\n<li>Axis Bluechip Fund &#8211; Gave 73.15% return.<\/li>\n\n\n\n<li>UTI Master share Unit Scheme &#8211; Gave 71.55% return.<\/li>\n\n\n\n<li>IDBI India Top 100 Equity Funds &#8211; Gave 70.88% return.<\/li>\n\n\n\n<li>Invesco India Largecap Fund &#8211; Gave 70.73% return.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusion\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Mutual funds and other investment businesses offer a range of investment alternatives to investors, including systematic investment strategies.&nbsp;<\/p>\n\n\n\n<p>SIPs enable investors to invest little amounts of money over time rather than in huge lump sums all at once. The majority of SIPs demand steady contributions on a weekly, monthly, or quarterly basis.<\/p>\n\n\n\n<p><strong>Investing via SIP is considered to be one of the finest and safest methods of investing. It offers something that no other method could offer! SIP offers you to invest at each interval, track your investments easily, automate your Investments.&nbsp;<\/strong><\/p>\n\n\n\n<p>Not sure where to Invest in? Not sure what to do SIP on?&nbsp;Well, my suggestion for you is to get on with the \u201cIndex funds\u201d.&nbsp;To know more about Index Investing, <strong><span style=\"text-decoration: underline;\"><a href=\"https:\/\/rakshithpai.com\/index-funds-investing\/\" target=\"_blank\" rel=\"noreferrer noopener\">CLICK HERE!<\/a><\/span><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"for-more-information-check-this-video\"><span class=\"ez-toc-section\" id=\"For_more_Information_Check_this_Video\"><\/span><strong>For more Information, Check this Video:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<div class=\"ast-oembed-container \" style=\"height: 100%;\"><iframe loading=\"lazy\" title=\"What is a Systematic Investment Plan (SIP)? Why it is important for every Retail Investor? #SIP\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/jfwssxwjvCc?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<\/div><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-4 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline\"><a class=\"wp-block-button__link has-text-color has-background wp-element-button\" href=\"https:\/\/upstox.com\/open-account\/?f=FN1853\" style=\"border-radius:50px;color:#0f0027;background-color:#e4fa00\" rel=\"nofollow\"><strong>Open Upstox Account Now!<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><b>Disclaimer<\/b>: All the information on this website is published in good faith and for general information purposes only. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"also-read\"><span class=\"ez-toc-section\" id=\"Also_read\"><\/span><strong>Also read:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><a href=\"https:\/\/rakshithpai.com\/futures-and-options\/\" target=\"_blank\" rel=\"noreferrer noopener\">Everything you need to Know about Futures &amp; Options<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/rakshithpai.com\/index-funds-investing\/\" target=\"_blank\" rel=\"noreferrer noopener\">How to Invest in Index Funds?<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/rakshithpai.com\/generate-monthly-income-early-retirement\/\" target=\"_blank\" rel=\"noreferrer noopener\">Top 10 Investments to Earn Monthly Income<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/rakshithpai.com\/stock-buyback-benefits-drawbacks\/\" target=\"_blank\" rel=\"noreferrer noopener\">What is Stock Buyback? Benefits &amp; Drawbacks explained with Example<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/rakshithpai.com\/equity-fund-investing\/\" target=\"_blank\" rel=\"noreferrer noopener\">What is Equity Fund Investing? Features, Benefits, Drawbacks, &amp; Types Explained.<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>What is a SIP? A Systematic Investment Plan (SIP), often known as a SIP, is a service provided by mutual funds that allow investors to invest in a disciplined manner. A SIP allows an investor to invest a set amount of money in a mutual fund scheme and such at predetermined intervals. It\u2019s where you [&hellip;]<\/p>\n<div class='heateor_sss_sharing_container heateor_sss_vertical_sharing heateor_sss_bottom_sharing' style='width:44px;right: -10px;top: 100px;background-color: Dark Blue' data-heateor-sss-href='https:\/\/rakshithpai.com\/wp-json\/wp\/v2\/posts\/3814'><div class=\"heateor_sss_sharing_ul\"><a aria-label=\"Facebook\" class=\"heateor_sss_facebook\" href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https%3A%2F%2Frakshithpai.com%2Fwp-json%2Fwp%2Fv2%2Fposts%2F3814\" title=\"Facebook\" rel=\"nofollow noopener\" target=\"_blank\" style=\"font-size:32px!important;box-shadow:none;display:inline-block;vertical-align:middle\"><span class=\"heateor_sss_svg\" style=\"background-color:#0765FE;width:40px;height:40px;margin:0;display:inline-block;opacity:1;float:left;font-size:32px;box-shadow:none;display:inline-block;font-size:16px;padding:0 4px;vertical-align:middle;background-repeat:repeat;overflow:hidden;padding:0;cursor:pointer;box-sizing:content-box\"><svg style=\"display:block;\" focusable=\"false\" aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"100%\" height=\"100%\" viewBox=\"0 0 32 32\"><path fill=\"#fff\" d=\"M28 16c0-6.627-5.373-12-12-12S4 9.373 4 16c0 5.628 3.875 10.35 9.101 11.647v-7.98h-2.474V16H13.1v-1.58c0-4.085 1.849-5.978 5.859-5.978.76 0 2.072.15 2.608.298v3.325c-.283-.03-.775-.045-1.386-.045-1.967 0-2.728.745-2.728 2.683V16h3.92l-.673 3.667h-3.247v8.245C23.395 27.195 28 22.135 28 16Z\"><\/path><\/svg><\/span><\/a><a aria-label=\"Twitter\" class=\"heateor_sss_button_twitter\" href=\"http:\/\/twitter.com\/intent\/tweet?text=%20-%20Save%20-%20Invest%20-%20Repeat&url=https%3A%2F%2Frakshithpai.com%2Fwp-json%2Fwp%2Fv2%2Fposts%2F3814\" title=\"Twitter\" rel=\"nofollow noopener\" target=\"_blank\" style=\"font-size:32px!important;box-shadow:none;display:inline-block;vertical-align:middle\"><span class=\"heateor_sss_svg heateor_sss_s__default heateor_sss_s_twitter\" style=\"background-color:#55acee;width:40px;height:40px;margin:0;display:inline-block;opacity:1;float:left;font-size:32px;box-shadow:none;display:inline-block;font-size:16px;padding:0 4px;vertical-align:middle;background-repeat:repeat;overflow:hidden;padding:0;cursor:pointer;box-sizing:content-box\"><svg style=\"display:block;\" focusable=\"false\" aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"100%\" height=\"100%\" viewBox=\"-4 -4 39 39\"><path d=\"M28 8.557a9.913 9.913 0 0 1-2.828.775 4.93 4.93 0 0 0 2.166-2.725 9.738 9.738 0 0 1-3.13 1.194 4.92 4.92 0 0 0-3.593-1.55 4.924 4.924 0 0 0-4.794 6.049c-4.09-.21-7.72-2.17-10.15-5.15a4.942 4.942 0 0 0-.665 2.477c0 1.71.87 3.214 2.19 4.1a4.968 4.968 0 0 1-2.23-.616v.06c0 2.39 1.7 4.38 3.952 4.83-.414.115-.85.174-1.297.174-.318 0-.626-.03-.928-.086a4.935 4.935 0 0 0 4.6 3.42 9.893 9.893 0 0 1-6.114 2.107c-.398 0-.79-.023-1.175-.068a13.953 13.953 0 0 0 7.55 2.213c9.056 0 14.01-7.507 14.01-14.013 0-.213-.005-.426-.015-.637.96-.695 1.795-1.56 2.455-2.55z\" fill=\"#fff\"><\/path><\/svg><\/span><\/a><a aria-label=\"Linkedin\" class=\"heateor_sss_button_linkedin\" href=\"https:\/\/www.linkedin.com\/sharing\/share-offsite\/?url=https%3A%2F%2Frakshithpai.com%2Fwp-json%2Fwp%2Fv2%2Fposts%2F3814\" title=\"Linkedin\" rel=\"nofollow noopener\" target=\"_blank\" style=\"font-size:32px!important;box-shadow:none;display:inline-block;vertical-align:middle\"><span class=\"heateor_sss_svg heateor_sss_s__default heateor_sss_s_linkedin\" style=\"background-color:#0077b5;width:40px;height:40px;margin:0;display:inline-block;opacity:1;float:left;font-size:32px;box-shadow:none;display:inline-block;font-size:16px;padding:0 4px;vertical-align:middle;background-repeat:repeat;overflow:hidden;padding:0;cursor:pointer;box-sizing:content-box\"><svg style=\"display:block;\" focusable=\"false\" aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"100%\" height=\"100%\" viewBox=\"0 0 32 32\"><path d=\"M6.227 12.61h4.19v13.48h-4.19V12.61zm2.095-6.7a2.43 2.43 0 0 1 0 4.86c-1.344 0-2.428-1.09-2.428-2.43s1.084-2.43 2.428-2.43m4.72 6.7h4.02v1.84h.058c.56-1.058 1.927-2.176 3.965-2.176 4.238 0 5.02 2.792 5.02 6.42v7.395h-4.183v-6.56c0-1.564-.03-3.574-2.178-3.574-2.18 0-2.514 1.7-2.514 3.46v6.668h-4.187V12.61z\" fill=\"#fff\"><\/path><\/svg><\/span><\/a><a aria-label=\"Whatsapp\" class=\"heateor_sss_whatsapp\" href=\"https:\/\/api.whatsapp.com\/send?text=%20-%20Save%20-%20Invest%20-%20Repeat https%3A%2F%2Frakshithpai.com%2Fwp-json%2Fwp%2Fv2%2Fposts%2F3814\" title=\"Whatsapp\" rel=\"nofollow noopener\" target=\"_blank\" style=\"font-size:32px!important;box-shadow:none;display:inline-block;vertical-align:middle\"><span class=\"heateor_sss_svg\" style=\"background-color:#55eb4c;width:40px;height:40px;margin:0;display:inline-block;opacity:1;float:left;font-size:32px;box-shadow:none;display:inline-block;font-size:16px;padding:0 4px;vertical-align:middle;background-repeat:repeat;overflow:hidden;padding:0;cursor:pointer;box-sizing:content-box\"><svg style=\"display:block;\" focusable=\"false\" aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"100%\" height=\"100%\" viewBox=\"-6 -5 40 40\"><path class=\"heateor_sss_svg_stroke heateor_sss_no_fill\" stroke=\"#fff\" stroke-width=\"2\" fill=\"none\" d=\"M 11.579798566743314 24.396926207859085 A 10 10 0 1 0 6.808479557110079 20.73576436351046\"><\/path><path d=\"M 7 19 l -1 6 l 6 -1\" class=\"heateor_sss_no_fill heateor_sss_svg_stroke\" stroke=\"#fff\" stroke-width=\"2\" fill=\"none\"><\/path><path d=\"M 10 10 q -1 8 8 11 c 5 -1 0 -6 -1 -3 q -4 -3 -5 -5 c 4 -2 -1 -5 -1 -4\" fill=\"#fff\"><\/path><\/svg><\/span><\/a><a aria-label=\"Copy Link\" class=\"heateor_sss_button_copy_link\" title=\"Copy Link\" rel=\"nofollow noopener\" href=\"https:\/\/rakshithpai.com\/wp-json\/wp\/v2\/posts\/3814\" onclick=\"event.preventDefault()\" style=\"font-size:32px!important;box-shadow:none;display:inline-block;vertical-align:middle\"><span class=\"heateor_sss_svg heateor_sss_s__default heateor_sss_s_copy_link\" style=\"background-color:#ffc112;width:40px;height:40px;margin:0;display:inline-block;opacity:1;float:left;font-size:32px;box-shadow:none;display:inline-block;font-size:16px;padding:0 4px;vertical-align:middle;background-repeat:repeat;overflow:hidden;padding:0;cursor:pointer;box-sizing:content-box\"><svg style=\"display:block;\" focusable=\"false\" aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"100%\" height=\"100%\" viewBox=\"-4 -4 40 40\"><path fill=\"#fff\" d=\"M24.412 21.177c0-.36-.126-.665-.377-.917l-2.804-2.804a1.235 1.235 0 0 0-.913-.378c-.377 0-.7.144-.97.43.026.028.11.11.255.25.144.14.24.236.29.29s.117.14.2.256c.087.117.146.232.177.344.03.112.046.236.046.37 0 .36-.126.666-.377.918a1.25 1.25 0 0 1-.918.377 1.4 1.4 0 0 1-.373-.047 1.062 1.062 0 0 1-.345-.175 2.268 2.268 0 0 1-.256-.2 6.815 6.815 0 0 1-.29-.29c-.14-.142-.223-.23-.25-.254-.297.28-.445.607-.445.984 0 .36.126.664.377.916l2.778 2.79c.243.243.548.364.917.364.36 0 .665-.118.917-.35l1.982-1.97c.252-.25.378-.55.378-.9zm-9.477-9.504c0-.36-.126-.665-.377-.917l-2.777-2.79a1.235 1.235 0 0 0-.913-.378c-.35 0-.656.12-.917.364L7.967 9.92c-.254.252-.38.553-.38.903 0 .36.126.665.38.917l2.802 2.804c.242.243.547.364.916.364.377 0 .7-.14.97-.418-.026-.027-.11-.11-.255-.25s-.24-.235-.29-.29a2.675 2.675 0 0 1-.2-.255 1.052 1.052 0 0 1-.176-.344 1.396 1.396 0 0 1-.047-.37c0-.36.126-.662.377-.914.252-.252.557-.377.917-.377.136 0 .26.015.37.046.114.03.23.09.346.175.117.085.202.153.256.2.054.05.15.148.29.29.14.146.222.23.25.258.294-.278.442-.606.442-.983zM27 21.177c0 1.078-.382 1.99-1.146 2.736l-1.982 1.968c-.745.75-1.658 1.12-2.736 1.12-1.087 0-2.004-.38-2.75-1.143l-2.777-2.79c-.75-.747-1.12-1.66-1.12-2.737 0-1.106.392-2.046 1.183-2.818l-1.186-1.185c-.774.79-1.708 1.186-2.805 1.186-1.078 0-1.995-.376-2.75-1.13l-2.803-2.81C5.377 12.82 5 11.903 5 10.826c0-1.08.382-1.993 1.146-2.738L8.128 6.12C8.873 5.372 9.785 5 10.864 5c1.087 0 2.004.382 2.75 1.146l2.777 2.79c.75.747 1.12 1.66 1.12 2.737 0 1.105-.392 2.045-1.183 2.817l1.186 1.186c.774-.79 1.708-1.186 2.805-1.186 1.078 0 1.995.377 2.75 1.132l2.804 2.804c.754.755 1.13 1.672 1.13 2.75z\"\/><\/svg><\/span><\/a><a class=\"heateor_sss_more\" title=\"More\" rel=\"nofollow noopener\" style=\"font-size: 32px!important;border:0;box-shadow:none;display:inline-block!important;font-size:16px;padding:0 4px;vertical-align: middle;display:inline;\" href=\"https:\/\/rakshithpai.com\/wp-json\/wp\/v2\/posts\/3814\" onclick=\"event.preventDefault()\"><span class=\"heateor_sss_svg\" style=\"background-color:#ee8e2d;width:40px;height:40px;margin:0;display:inline-block!important;opacity:1;float:left;font-size:32px!important;box-shadow:none;display:inline-block;font-size:16px;padding:0 4px;vertical-align:middle;display:inline;background-repeat:repeat;overflow:hidden;padding:0;cursor:pointer;box-sizing:content-box;\" onclick=\"heateorSssMoreSharingPopup(this, 'https:\/\/rakshithpai.com\/wp-json\/wp\/v2\/posts\/3814', '%20-%20Save%20-%20Invest%20-%20Repeat', '' )\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" viewBox=\"-.3 0 32 32\" version=\"1.1\" width=\"100%\" height=\"100%\" style=\"display:block;\" xml:space=\"preserve\"><g><path fill=\"#fff\" d=\"M18 14V8h-4v6H8v4h6v6h4v-6h6v-4h-6z\" fill-rule=\"evenodd\"><\/path><\/g><\/svg><\/span><\/a><\/div><div class=\"heateorSssClear\"><\/div><\/div>","protected":false},"author":1,"featured_media":3817,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[1,3,10],"tags":[28],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is SIP? Its Types, Benefits &amp; Drawbacks explained -<\/title>\n<meta name=\"description\" content=\"A Systematic Investment Plan (SIP), often known as a SIP, is a service provided by mutual funds that allow investors to invest in a disciplined manner. A SIP allows an investor to invest a set amount of money in a mutual fund scheme and such at predetermined intervals.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/rakshithpai.com\/systematic-investment-plan\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is SIP? Its Types, Benefits &amp; Drawbacks explained -\" \/>\n<meta property=\"og:description\" content=\"A Systematic Investment Plan (SIP), often known as a SIP, is a service provided by mutual funds that allow investors to invest in a disciplined manner. A SIP allows an investor to invest a set amount of money in a mutual fund scheme and such at predetermined intervals.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/rakshithpai.com\/systematic-investment-plan\/\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/Iam.Mrpai\" \/>\n<meta property=\"article:published_time\" content=\"2022-01-28T08:41:27+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-12-22T14:11:31+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/rakshithpai.com\/wp-content\/uploads\/2022\/01\/What-is-SIP-Its-Types-Benefits-Drawbacks-explained.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Rakshith Pai\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Iam_MrPai\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rakshith Pai\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/rakshithpai.com\/systematic-investment-plan\/\",\"url\":\"https:\/\/rakshithpai.com\/systematic-investment-plan\/\",\"name\":\"What is SIP? Its Types, Benefits & Drawbacks explained -\",\"isPartOf\":{\"@id\":\"https:\/\/rakshithpai.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/rakshithpai.com\/systematic-investment-plan\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/rakshithpai.com\/systematic-investment-plan\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/rakshithpai.com\/wp-content\/uploads\/2022\/01\/What-is-SIP-Its-Types-Benefits-Drawbacks-explained.jpg\",\"datePublished\":\"2022-01-28T08:41:27+00:00\",\"dateModified\":\"2023-12-22T14:11:31+00:00\",\"author\":{\"@id\":\"https:\/\/rakshithpai.com\/#\/schema\/person\/5a10929466befdcdb3013e5341aeb693\"},\"description\":\"A Systematic Investment Plan (SIP), often known as a SIP, is a service provided by mutual funds that allow investors to invest in a disciplined manner. A SIP allows an investor to invest a set amount of money in a mutual fund scheme and such at predetermined intervals.\",\"breadcrumb\":{\"@id\":\"https:\/\/rakshithpai.com\/systematic-investment-plan\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/rakshithpai.com\/systematic-investment-plan\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/rakshithpai.com\/systematic-investment-plan\/#primaryimage\",\"url\":\"https:\/\/rakshithpai.com\/wp-content\/uploads\/2022\/01\/What-is-SIP-Its-Types-Benefits-Drawbacks-explained.jpg\",\"contentUrl\":\"https:\/\/rakshithpai.com\/wp-content\/uploads\/2022\/01\/What-is-SIP-Its-Types-Benefits-Drawbacks-explained.jpg\",\"width\":1280,\"height\":720,\"caption\":\"Detailed article on Systematic Investment Plan\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/rakshithpai.com\/systematic-investment-plan\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/rakshithpai.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What is SIP? Its Types, Benefits &#038; Drawbacks explained\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/rakshithpai.com\/#website\",\"url\":\"https:\/\/rakshithpai.com\/\",\"name\":\"\",\"description\":\"Save - Invest - Repeat\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/rakshithpai.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/rakshithpai.com\/#\/schema\/person\/5a10929466befdcdb3013e5341aeb693\",\"name\":\"Rakshith Pai\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/rakshithpai.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/34b7459182e8fb8b80ca20098eb1e8a9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/34b7459182e8fb8b80ca20098eb1e8a9?s=96&d=mm&r=g\",\"caption\":\"Rakshith Pai\"},\"description\":\"An Investor, Entrepreneur by profession, and an Economist (Monetarist) by passion. Professional Investor in Equities and other assets. Here to spread the concept of \u201cSane Investing\u201d.\",\"sameAs\":[\"https:\/\/rakshithpai.com\",\"https:\/\/www.facebook.com\/Iam.Mrpai\",\"https:\/\/www.instagram.com\/iam_mrpai\",\"https:\/\/www.linkedin.com\/in\/iam-mrpai\",\"https:\/\/in.pinterest.com\/Iam_MrPai\",\"https:\/\/x.com\/Iam_MrPai\",\"https:\/\/www.youtube.com\/channel\/UC3vfc8G1sysZleCAKbytRFQ?view_as=subscriber\"],\"url\":\"https:\/\/rakshithpai.com\/author\/mrpai27\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What is SIP? Its Types, Benefits & Drawbacks explained -","description":"A Systematic Investment Plan (SIP), often known as a SIP, is a service provided by mutual funds that allow investors to invest in a disciplined manner. A SIP allows an investor to invest a set amount of money in a mutual fund scheme and such at predetermined intervals.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/rakshithpai.com\/systematic-investment-plan\/","og_locale":"en_US","og_type":"article","og_title":"What is SIP? Its Types, Benefits & Drawbacks explained -","og_description":"A Systematic Investment Plan (SIP), often known as a SIP, is a service provided by mutual funds that allow investors to invest in a disciplined manner. A SIP allows an investor to invest a set amount of money in a mutual fund scheme and such at predetermined intervals.","og_url":"https:\/\/rakshithpai.com\/systematic-investment-plan\/","article_author":"https:\/\/www.facebook.com\/Iam.Mrpai","article_published_time":"2022-01-28T08:41:27+00:00","article_modified_time":"2023-12-22T14:11:31+00:00","og_image":[{"width":1280,"height":720,"url":"https:\/\/rakshithpai.com\/wp-content\/uploads\/2022\/01\/What-is-SIP-Its-Types-Benefits-Drawbacks-explained.jpg","type":"image\/jpeg"}],"author":"Rakshith Pai","twitter_card":"summary_large_image","twitter_creator":"@Iam_MrPai","twitter_misc":{"Written by":"Rakshith Pai","Est. reading time":"8 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/rakshithpai.com\/systematic-investment-plan\/","url":"https:\/\/rakshithpai.com\/systematic-investment-plan\/","name":"What is SIP? Its Types, Benefits & Drawbacks explained -","isPartOf":{"@id":"https:\/\/rakshithpai.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/rakshithpai.com\/systematic-investment-plan\/#primaryimage"},"image":{"@id":"https:\/\/rakshithpai.com\/systematic-investment-plan\/#primaryimage"},"thumbnailUrl":"https:\/\/rakshithpai.com\/wp-content\/uploads\/2022\/01\/What-is-SIP-Its-Types-Benefits-Drawbacks-explained.jpg","datePublished":"2022-01-28T08:41:27+00:00","dateModified":"2023-12-22T14:11:31+00:00","author":{"@id":"https:\/\/rakshithpai.com\/#\/schema\/person\/5a10929466befdcdb3013e5341aeb693"},"description":"A Systematic Investment Plan (SIP), often known as a SIP, is a service provided by mutual funds that allow investors to invest in a disciplined manner. A SIP allows an investor to invest a set amount of money in a mutual fund scheme and such at predetermined intervals.","breadcrumb":{"@id":"https:\/\/rakshithpai.com\/systematic-investment-plan\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/rakshithpai.com\/systematic-investment-plan\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/rakshithpai.com\/systematic-investment-plan\/#primaryimage","url":"https:\/\/rakshithpai.com\/wp-content\/uploads\/2022\/01\/What-is-SIP-Its-Types-Benefits-Drawbacks-explained.jpg","contentUrl":"https:\/\/rakshithpai.com\/wp-content\/uploads\/2022\/01\/What-is-SIP-Its-Types-Benefits-Drawbacks-explained.jpg","width":1280,"height":720,"caption":"Detailed article on Systematic Investment Plan"},{"@type":"BreadcrumbList","@id":"https:\/\/rakshithpai.com\/systematic-investment-plan\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/rakshithpai.com\/"},{"@type":"ListItem","position":2,"name":"What is SIP? Its Types, Benefits &#038; Drawbacks explained"}]},{"@type":"WebSite","@id":"https:\/\/rakshithpai.com\/#website","url":"https:\/\/rakshithpai.com\/","name":"","description":"Save - Invest - Repeat","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/rakshithpai.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/rakshithpai.com\/#\/schema\/person\/5a10929466befdcdb3013e5341aeb693","name":"Rakshith Pai","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/rakshithpai.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/34b7459182e8fb8b80ca20098eb1e8a9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/34b7459182e8fb8b80ca20098eb1e8a9?s=96&d=mm&r=g","caption":"Rakshith Pai"},"description":"An Investor, Entrepreneur by profession, and an Economist (Monetarist) by passion. Professional Investor in Equities and other assets. Here to spread the concept of \u201cSane Investing\u201d.","sameAs":["https:\/\/rakshithpai.com","https:\/\/www.facebook.com\/Iam.Mrpai","https:\/\/www.instagram.com\/iam_mrpai","https:\/\/www.linkedin.com\/in\/iam-mrpai","https:\/\/in.pinterest.com\/Iam_MrPai","https:\/\/x.com\/Iam_MrPai","https:\/\/www.youtube.com\/channel\/UC3vfc8G1sysZleCAKbytRFQ?view_as=subscriber"],"url":"https:\/\/rakshithpai.com\/author\/mrpai27\/"}]}},"uagb_featured_image_src":{"full":["https:\/\/rakshithpai.com\/wp-content\/uploads\/2022\/01\/What-is-SIP-Its-Types-Benefits-Drawbacks-explained.jpg",1280,720,false],"thumbnail":["https:\/\/rakshithpai.com\/wp-content\/uploads\/2022\/01\/What-is-SIP-Its-Types-Benefits-Drawbacks-explained-150x150.jpg",150,150,true],"medium":["https:\/\/rakshithpai.com\/wp-content\/uploads\/2022\/01\/What-is-SIP-Its-Types-Benefits-Drawbacks-explained-300x169.jpg",300,169,true],"medium_large":["https:\/\/rakshithpai.com\/wp-content\/uploads\/2022\/01\/What-is-SIP-Its-Types-Benefits-Drawbacks-explained-768x432.jpg",768,432,true],"large":["https:\/\/rakshithpai.com\/wp-content\/uploads\/2022\/01\/What-is-SIP-Its-Types-Benefits-Drawbacks-explained-1024x576.jpg",1024,576,true],"1536x1536":["https:\/\/rakshithpai.com\/wp-content\/uploads\/2022\/01\/What-is-SIP-Its-Types-Benefits-Drawbacks-explained.jpg",1280,720,false],"2048x2048":["https:\/\/rakshithpai.com\/wp-content\/uploads\/2022\/01\/What-is-SIP-Its-Types-Benefits-Drawbacks-explained.jpg",1280,720,false],"web-stories-poster-portrait":["https:\/\/rakshithpai.com\/wp-content\/uploads\/2022\/01\/What-is-SIP-Its-Types-Benefits-Drawbacks-explained.jpg",640,360,false],"web-stories-publisher-logo":["https:\/\/rakshithpai.com\/wp-content\/uploads\/2022\/01\/What-is-SIP-Its-Types-Benefits-Drawbacks-explained.jpg",96,54,false],"web-stories-thumbnail":["https:\/\/rakshithpai.com\/wp-content\/uploads\/2022\/01\/What-is-SIP-Its-Types-Benefits-Drawbacks-explained.jpg",150,84,false]},"uagb_author_info":{"display_name":"Rakshith Pai","author_link":"https:\/\/rakshithpai.com\/author\/mrpai27\/"},"uagb_comment_info":0,"uagb_excerpt":"What is a SIP? A Systematic Investment Plan (SIP), often known as a SIP, is a service provided by mutual funds that allow investors to invest in a disciplined manner. A SIP allows an investor to invest a set amount of money in a mutual fund scheme and such at predetermined intervals. It\u2019s where you&hellip;","_links":{"self":[{"href":"https:\/\/rakshithpai.com\/wp-json\/wp\/v2\/posts\/3814"}],"collection":[{"href":"https:\/\/rakshithpai.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rakshithpai.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rakshithpai.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/rakshithpai.com\/wp-json\/wp\/v2\/comments?post=3814"}],"version-history":[{"count":8,"href":"https:\/\/rakshithpai.com\/wp-json\/wp\/v2\/posts\/3814\/revisions"}],"predecessor-version":[{"id":8193,"href":"https:\/\/rakshithpai.com\/wp-json\/wp\/v2\/posts\/3814\/revisions\/8193"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rakshithpai.com\/wp-json\/wp\/v2\/media\/3817"}],"wp:attachment":[{"href":"https:\/\/rakshithpai.com\/wp-json\/wp\/v2\/media?parent=3814"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rakshithpai.com\/wp-json\/wp\/v2\/categories?post=3814"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rakshithpai.com\/wp-json\/wp\/v2\/tags?post=3814"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}