Rakshith Pai

An Investor, Entrepreneur by profession, and an Economist (Monetarist) by passion. Professional Investor in Equities and other assets. Here to spread the concept of “Sane Investing”.

Employee Provident Fund v/s National Pension Scheme: Which is better?

What are EPF and NPS? NPS and PF are pension schemes offered by the Central government. These schemes allow the Indian general public (mainly in the private sector) to subscribe to their own pension. The pension has always been one of the major driving factors for Indians to employ themselves in government institutions. But, with

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Become A Contrarian Investor: Going Against The Market Trend!

Who Is A Contrarian Investor? By selling when others are buying and buying when others are selling, investors who practice contrarian investing aim to generate profits by going against the general market trend. Contrarian investing is a long-term approach. It is an investment technique in which investors actively ignore market trends by selling while others

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How Much Should I Save In An Emergency Fund?

What’s an Emergency Fund? An “emergency fund” is a savings account set up for usage in unexpected emergencies. An emergency fund is a savings account kept specifically for the purpose of covering large, unexpected costs, including those associated with a medical emergency or substantial house repair. Most emergency funds consist of cash or other easily

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Employer Health Insurance: Is It Worth Subscribing?

What’s an Employer Insurance? The practice of a company providing its workers with access to a group life insurance policy is known as employer-sponsored life insurance or ESL. The employer is the policy’s owner and pays all premiums; the employee is just the policy’s beneficiary. For workers who would otherwise go without medical coverage due

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Benefits Available for Senior Citizens: Tax & Investment

Introduction: Whether we like to admit it or not, we all worry about the future and make substantial decisions to save and invest money in order to provide for a comfortable retirement.  Many of our current activities contribute not just to our own development but also to the country’s overall progress. However, when we do

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Comprehensive Financial Planning: Features Explained

What is comprehensive financial planning? When it comes to our personal finances, we’re all planners in one way or another. Whether it’s financial, tax, or retirement planning, The term “financial planning” refers to the practice of managing one’s money in order to achieve one’s long-term goals in life. While everyone’s financial goal is different, common

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Top 10 Best Companies To Invest Blindly ?!

What’s Meant by Investing Blindly? One of my friends asked for a list of companies that she could invest in blindly. Now, if you’ve ever watched my YouTube videos or read the articles I’ve written before, You’d now know that there’s no such thing as investing blindly. We can’t invest blindly in any company purely

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