What is FIRE Moment? Independence in terms of money The goal of the Financial Independence, Retire Early (FIRE) movement is to retire before age 60 by saving and investing a certain portion of one’s income. If you’ve got enough money saved up to pay for everything you’ll need in retirement, including inflation, then you’ve made […]
Financial Independence, Retire Early (F.I.R.E) Read More »
Introduction: Investing in Equity is extremely important for one to not only safeguard your wealth against the ill effects of inflation but also to grow wealth over time. But, before investing in Equities, one must define and decide what kind of investor he/she is. Here, we are trying to understand our risk and return perspective
Current Market condition! Bubble in Small & Midcaps? Read More »
Why do Indians Prefer Owning Homes? In India, owning a home is frequently associated with a sense of pride, status, and accomplishment. That is the reason, Indians own most of their wealth in physical assets such as Real-estate, Gold & Silver. In fact, over 84% of India’s wealth is in real estate. From a simple
Is Buying A Home A Good Investment? Read More »
What is a Dividend Investing? The dividend is the distribution of companies earnings to the shareholders. As per section 2(35) of the Companies Act 2013, the Dividend is the profit of the company not retained in the business. But, distributed among the shareholders in proportion to the shares held by them. The dividend shall be
15 Highest Dividend Paying Stocks in India 2023 Read More »
Why Start in your 20s? You can never be too young to start planning for your financial future. A great time to get your career off to a great start is now, regardless of how far along you are in your profession. There’s no certain way to get money quickly. But instead of fantasizing about
10 Steps in Your 20s To Become Wealthy by 30s: Read More »
Union Budget 2023 Regarded as one of the best Budget in over a decade. Definitely the case in all of Honorable Prime Minister Shri Modi’s 9+ years of government. The Modi government’s goals in the upcoming fiscal year of 2023–24 include growing capital expenditures (Capex) to fund the construction of roads, highways, and railway lines.
Budget 2023 & Its Impact On Various Sectors: Read More »
What is Personal Finance? Money management, savings and investments, tax preparation, and retirement preparation are all subsets of personal finance. Budgeting, mortgages, insurance, and other banking procedures are also included. You might think of personal finance as the realm of goods and services that help you make educated decisions about your money so you can
Five (5) Financial Ratios To Help With Our Budgeting; Read More »
What is a Benchmark A benchmark is a reference point against which the allocation, risk, and return of a certain portfolio may be assessed. You may compare your portfolio’s results to those of different market sectors using any number of available benchmarks. For instance, The performance of a mutual fund is often compared to some
Use Benchmarks to Measure Portfolio Performance Read More »
How to Invest at Any Age? For most people, learning how to invest is an important part of their retirement planning process. After all, how you spend your post-work years depends on how much money you have saved and invested in the decades leading up to your retirement. When you’re in your 30s and 40s,
10 Best Investments for Any Age! Read More »
What’s A Personal Loan? Any time an individual takes out a loan to meet a specific personal financial need, such as funding an investment in a business, the loan is considered a personal loan (sometimes called a consumer loan). Personal loans may be used for a variety of purposes, with payback terms ranging from short-term
Five (5) Types Of Personal Loans And Their Feature You Must Know! Read More »
